How much can you afford to pay for a car?
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
How Long Will It Take to Pay my Balance?
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
This calculator can help you estimate your annual federal income tax liability.
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
How much would your monthly lease payment be?
Knowing your likely life expectancy is an important factor in making long-term financial plans.
This calculator is designed to help you attach a dollar figure to your life’s work.
How much will it cost to pay off a loan over its lifetime?
Will you be able to afford nursing home care?
This calculator can help you determine how soon you can pay off your mortgage.
Determine whether you should consider refinancing your mortgage.
Estimate the future value of your current savings.
How much do you need to save each year to meet your long-term financial goals?
Saving for short-term goals can require a conservative approach. This article explores some guidelines and potential investment vehicles.
This article discusses how economists identify and measure economic contractions and compares some characteristics of past recessions.
Lower tax rates and asset values may make now the time to consider a Roth conversion. This article outlines the rules and potential benefits.
2020’s market volatility combined with holding stock in different-sized companies might help you diversify your equity portfolio at a discount.
Filial responsibility laws can hold children responsible for certain parental debts. This potential liability is one reason to plan for long-term care needs.
Temporary crisis relief legislation makes it easier to access retirement account funds and extends paid leave for workers at some small businesses.
Do you know the differences between debit and credit cards? This article discusses both and when it might be better to use a credit card.
2020 market turbulence underscores the importance of reviewing an investment portfolio. These five steps could help keep it on track.
This article presents five steps that could help focus and enhance a retirement savings strategy in 2021.
Small-business owners may need to think on their feet and visualize what a recovery might look like for their operations post COVID-19.
If your adult children have returned to your once-empty nest, these tips might help promote a peaceful and productive living situation.
When deciding whether to gift assets now or transfer them to heirs at death, you need to understand step-up in basis and tax consequences.
Paying for college can mean borrowing money or risking savings. This article focuses on financial aid and the importance of informed academic choices.
A shift in the balance of power can strongly affect economic policies. View the presidential candidates’ tax proposals and other monetary policy positions.
This article looks at the “new normal,” its effect on consumer behavior and the retail industry, and what that could mean for the economy.
For years, the “4% rule” helped retirees make their savings last, but now a more aggressive withdrawal strategy might be the new norm.
The S&P 500 index recently saw the fastest recovery in its history following the COVID-19 bear market, but will the surge continue?
Do you know the differences between open-end and closed-end funds? This article compares the two.
Explore the unique features and risks of indexed annuities and their potential role in investors’ retirement income strategies.
Some businesses are exposed to risks that may call for a specialized type of liability policy. Does your business have appropriate coverage?
A Unit Investment Trust is structured differently than a mutual fund or ETF. Could its unique features help you ladder your investments?
Did you know there still may be reasons to hold money market mutual funds despite low yields? Read this article to find out more.
Passively managed index funds and actively managed funds can perform differently over different market cycles. Find out more about each.
The pandemic has underscored the importance of a well-stocked emergency fund. This article offers tips for building up a cash reserve.
Find out how understanding sequence-of-returns risk could help you develop a three-prong distribution strategy for retirement.
This article provides an overview of the pros and cons of a type of term policy – return of premium life insurance.
Wondering whether you should pay off student loan debt today or save for the future? Here are some considerations to help make the decision.
This article outlines the basic provisions of income-driven repayment plans that can help reduce the burden of federal student loans.
Decisions made when claiming Social Security retirement benefits can make a big difference in spousal and other dependents’ survivor benefits.
A look at bonus depreciation and Section 179, plus CARES Act changes that may benefit companies that reconfigured spaces for safety reasons.
Making benefit elections for next year? This article covers three key areas that require careful consideration during open enrollment.
A look at the economic conditions that triggered the 2020 bear market and why investors may benefit from having a longer-term perspective.
Do you know the reasons why business owners might need to take the time to develop a thoughtful succession plan?
This article focuses on the potential short- and long-term tax ramifications of a Roth IRA conversion.
This article looks at documents that should be kept up to date, including wills, trusts, advance medical directives, and beneficiary forms.
The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.
Careful estate planning is still one of the most important ways to manage and protect your assets for your heirs.
A living trust can help control the distribution of your estate upon death.
Charitable lead trusts are designed for people who would like to benefit a charity now rather than later.
A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.
A wealth replacement trust could be used to gift appreciated assets to a charity as well as provide for heirs.
To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.
If you were to suffer an illness or disability that required long-term nursing care, would you be covered?
Before making investment decisions, it is helpful to determine the real rate of return on the investment.
If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.
United States tax law is a constantly changing landscape. The latest major piece of tax legislation is the Tax Cuts and Jobs Act of 2017.
A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.
The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.
There can be a substantial benefit to deferring taxes as long as possible.
Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.
Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.
There are a number of savings alternatives that could help you earn a reasonable rate of return.