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• A New Option for Providing Health Coverage in 2020

  Learn more about Individual Coverage Health Reimbursement Arrangements and how they may help small businesses offer employee health coverage.

• Behavioral Biases That Can Lead to Costly Mistakes

  Learn about six blind spots that can lead to regrettable portfolio decisions (and how investors might avoid them).

• Business or Hobby? It’s All About Taxes

  The difference between a money-losing business and a hobby matters at tax time. This article presents IRS criteria for making the distinction.

• Classifying Workers: Know the Rules and Risks

  This article explores the complex web of federal and state tax and employment laws that determine how businesses must classify workers.

• Do Target-Date Funds Hit the Bull’s-Eye for You?

  More than half of 401(k) participants invest in target-date funds, but are they right for everyone? This article provides an overview.

• Don’t Let a Disaster Keep the Lights Off Forever

  As a small-business owner, do you know the types of coverages that may or may not be included in a standard business owner policy?

• Early Retirement and Your Tax-Deferred Savings

  Find out how the rules for early-distribution penalty exceptions differ for withdrawals from traditional IRAs and employer-sponsored plans.

• Five Red Flags That Raise the Odds of an Audit

  Ever wonder why the IRS might take a closer look at a taxpayer’s return? This article discusses different types of audits and what might trigger one.

• Give and Receive with a Charitable Remainder Trust

  Discover how to give a substantial gift to a favorite charity while receiving a flow of income during your lifetime.

• HOT TOPIC: Government Acts to Blunt Financial Impact of Global Pandemic

  A discussion of the measures being taken by the federal government to support workers, businesses, financial markets, and the economy in these trying times.

• Hot Topic: The Ag Economy: Tough Times for Farmers in 2019

  Farm bankruptcies rose in 2019, despite billions in federal support. This article discusses the effect on rural communities and regional economies.

• HOT TOPIC: The Coronavirus and the Global Economy

  An examination of how China’s coronavirus-driven slowdown has affected global business activity and a look at its potential economic impact.

• HOT TOPIC: The SECURE Act and Your Retirement Savings

  A discussion of the important provisions in the SECURE Act that could affect retirement, tax, and estate planning strategies.

• HOT TOPIC: Too Much Oil with Nowhere to Go

  This article looks at the reasons behind crude oil’s price collapse and the larger issue of imbalance between supply and demand in the global oil industry.

• HOT TOPIC: Two Trade Agreements Offer Optimism, But Uncertainty Remains

  A look at the U.S.-China “skinny” trade deal and the U.S.-Mexico-Canada Agreement, and their potential impact on consumers and the U.S. economy.

• Is It Time to Step Up Your Digital Marketing?

  Now that 28% of Americans report being online “almost constantly,” could digital marketing be a cost-effective way to attract new customers?

• Keeping Cool: Investment Strategy vs. Reaction

  This article offers ideas to help investors focus on strategic decisions rather than react emotionally to the latest market news or movements.

• Living Benefits Can Help Counter Retirement Risks

  Optional riders that add living benefits to annuities might help retirees address two financial risks: outliving their savings and paying for long-term care.

• Looking for Value with P/E Ratios

  Discover the basics of P/E ratios, with an emphasis on analyzing them in the appropriate context for making meaningful comparisons.

• Municipal Bonds

  Tax changes in the 2017 Tax Cuts and Jobs Act affect some investors more than others, with implications that spill into the municipal bond market.

• Online Shopping Tips

  As web-based retail sales continue to grow, these tips may help ensure a safer online shopping experience.

• Prices and the Economy

  Low inflation may seem like good news, but it has a darker side. See which factors might be driving down inflation in the United States.

• Qualified Charitable Distributions

  Discover how qualified charitable distributions work and why they may now be more valuable than taking a tax deduction.

• Rain, Sleet, Snow — and Lawsuits?

  Icy winter walkways can lead to injuries and lawsuits. Find out how an umbrella policy can offer higher liability coverage.

• Retirement Savings: Traditional, Roth, or Both?

  How does a traditional or Roth structure affect your IRA or employer-sponsored retirement plan? And what do their differences mean for older workers?

• Running with the Dogs

  See how the Dogs of the Dow, an investing strategy known for chasing dividends and value, can be implemented through a unit investment trust.

• Setting a Retirement Savings Goal

  This article features a worksheet to help you estimate the savings you might need to generate your desired retirement income.

• Social Security May Offer a Lifetime of Protection

  This article provides an overview of four times other than retirement when Social Security might affect you or your family.

• Stay-at-Home Spouse? Consider a Spousal IRA

  Stay-at-home spouses can fall behind in saving for retirement. This article explains how a spousal IRA can help keep retirement savings on track.

• Telemedicine: The Virtual Doctor Will See You Now

  Many large employers offer telemedicine programs in their benefit packages. Do you know the potential advantages of telemedicine?

• The Cost of Family Caregiving

  A look at the financial, emotional, and physical costs of family caregiving with some helpful suggestions for caregivers.

• Three Generations of Retirement Strategies

  Millennials, Gen Xers, and baby boomers face different challenges in pursuing retirement goals. This article offers strategies to help address them.

• Three Lessons from Retirees

  A survey of workers and retirees yielded three key findings that may prove helpful in planning for retirement. Find out more.

• What Is Cyber Insurance, and Do You Need It?

  Cyber attacks and loss of data can be devastating, so businesses should be proactive about addressing this risk.

• What’s Required of the Executor of an Estate?

  Being named the executor of an estate can be an honor, but this overview shows why it can also be a difficult and time-consuming job.