The holidays aren’t usually when you want to think about taxes. But a few thoughtful steps now can make January a lot easier. Think of it as financial housekeeping - tidying things up before the year closes so you start the next one with confidence.
- Check Your Withholding & Estimated Taxes: A quick review can help you stay on track and avoid surprises come spring.
- Max Out Retirement Contributions: Contributing to your 401(k) or IRA before December 31 may help reduce your taxable income for the year.
- Harvest Tax Losses: If you have investments that have lost value, selling them strategically can help balance out gains elsewhere in your portfolio.
- Gift with Intention: Whether to family or charity, certain gifts made before year-end can impact your overall tax picture.
These aren’t dramatic moves, but they’re smart, intentional steps that can make a difference over time. Before the year wraps up, take a few minutes to connect with your Falcon advisor. We’ll walk through your year-end checklist together and make sure you’re ready to start 2026 on solid footing.
Schedule your year-end conversation
Equitable Advisors and its associates do not provide tax or legal advice. Please consult with your own tax or legal advisors regarding your particular circumstance. PPG-8508243.1 (10/25) (Exp. 10/29)